Invest In Your Community

Join us in helping develop sustainable local economies:

We connect builders, developers, and other Real Estate entrepreneurs with flexible financing solutions for their projects, while offering our investors a secured way to participate in local Real Estate markets.

BORROW

Flexible Terms
Competitive Rates
Rapid Processing & Closing

CONTACT

Contact Us
Apply Now

INVEST

Local Investments
Predictable Cash Flow
Secured by Real Estate

Alternative Lending For Inspired Entrepreneurs

At ALFIE, we recognize that traditional financing isn't always an option or may not be the right fit.

That's why we offer alternatives.

ALFIE is a short-term construction and bridge lender providing simple collateral-based financing on Real Estate projects in North and South Carolina.

LENDING OVERVIEW

Spec Loan Terms:

  • Streamlined Process
  • Up to 100% Financing (including soft costs)
  • 12 Month Term
  • Builder/Borrower Owns Lot
  • 2% Origination Fee (can be rolled in to loan at closing)
  • 12% Interest rate charged only on Funds drawn
  • BPO required (no appraisal requirement)
  • Tax Returns not required
  • Credit check & Personal financial statement required for first time borrowers
  • Fast/simple draw processing (this means quick!)
  • Building Permits required to close

Max Loan Amount:

  • 65% LTV (Loan to Value) based upon BPO value (Non-owner occupied properties only)
 

RECENT PROJECTS

Speculative Construction

Fix & Flip

Commercial/Retail/Office

If you'd like to learn more about ALFIE's loan programs or investment opportunities, please enter your information below and we will contact you shortly.